My parents bought crypto

My mom sat me down to tell me they're creating a trust and dropped a chunk of money in XRP.

My dad has been caught up in scams before, and I'm concerned. They said they did it to help build generational wealth but I don't think crypto is the way to go. I also told them with my limited knowledge that it would be smart to diversify their investments, and not dump it all into XRP.

I'm the executor of their will and am wondering what kind of mess I'm inheriting, especially since my dad's health is not great and we don't think he's going to be around much longer.

Someone smarter than me, please tell me if I should be concerned.